原文标题：10 Most Expensive Cities Where You Need a Large Salary to Buy a House

盘点美国靠工资最难买房的10大城市

 

1. San Francisco

Minimum salary needed to afford a home: $142,448.33

Average interest rate (30-year mortgage): 4.02% (jumbo rate)

Median home price: $742,900

第1位 旧金山

旧金山地区最低建议购房工资为14.24万美元，这个地区30年平均房贷利率为4.02%，房屋得中位价为74.29万美元。

 

The annual mean wage for workers in the San Francisco-San Mateo-Redwood City, Calif. metro area was $67,410 according to 2013 data from the Bureau of Labor Statistics. The median household income was $79,624, according to U.S. Census Bureau data.

当地数据统计局2013年度数据显示旧金山、圣马特奥、雷德伍德城地区德平均收入水平为6.74万美元。美国人口统计局的数据显示这个地区家庭平均的收入为7.96万美元。

 

San Francisco area may be known for its proximity to tech mecca Silicon Valley, with Google (GOOGL) , Apple (AAPL) and Yahoo! (YHOO) all located there, but Kaiser Permanente, University of California, Berkeley, Safeway and Macy's (M) are other employers that also have a big presence in the Bay Area.

旧金山地区临近高科技圣地硅谷，这里有谷歌、苹果和雅虎等公司，但是加州大学伯克利分校，西夫韦以及梅西百货也是湾区最优秀的雇主。

 

2. San Diego

Minimum salary needed to afford a home: $95,432.68

Average interest rate (30-year mortgage): 4.07%

Median home price: $493,100

第2位 圣迭戈

圣迭戈地区最低建议购房工资水平为9.54万美元，这个地区30年期房贷平均利率为4.07%，房屋中间价为49.31万美元。

 

The annual mean wage for workers in the San Diego-Carlsbad-San Marcos, Calif., metro area was $51,890 according to 2013 data from the Bureau of Labor Statistics. The median household income was $61,426, according to U.S. Census Bureau data.

当地数据统计局2013年数据显示圣迭戈、卡尔斯巴得、圣马斯科地区得平均年收入为5.2万美元。美国人口普查局数据显示这个地区家庭得平均收入为6.14万美元。

 

The United States Navy has a large presence in San Diego. It is houses numerous health care institutions, and is home to Qualcomm (QCOM) , among other industries.

美国海军在圣迭戈拥有大量得驻军。这里有名目繁多得保健机构和其他产业。

 

3. Los Angeles

Minimum salary needed to afford a home: $89,664.86

Average interest rate (30-year mortgage): 4.07%

Median home price: $450,900

第3位 洛杉矶

洛杉矶地区建议最低购房工资为8.97万美元，30年期房贷基本利率为4.07%。洛杉矶地区房屋中位价为45.09万美元。

 

The annual mean wage for workers in the Los Angeles-Long Beach-Santa Ana, Calif., metro area was $52,610 according to 2013 data from the Bureau of Labor Statistics. The median household income was $58,869, according to U.S. Census Bureau data.

洛杉矶数据统计局根据2013年数据显示洛杉矶、长滩、圣安娜地区的人均年收入为5.26万美元。美国人口普查局数据显示这个地区的家庭年平均收入为5.89万美元。

 

The entertainment industry clearly is the obvious industry in Hollywood - Walt Disney being one of the biggest employer, however other big private-sector companies have a presence in L.A. including DirectTV  (DTV) , CBRE Group (CBG) , Occidental Petroleum (OXY)  and Aecom Technology (ACM)  to name a few.

这个地区的支柱产业显而易见是好莱坞、迪士尼，然而其他大的私营公司在这个地区也在扮演一个重要的角色，包括Direct TV、世邦魏理仕集团、西方石油公司和AECO技术。

 

4. New York City

Minimum salary needed to afford a home: $87,535.60

Average interest rate (30-year mortgage): 4.22%

Median home price: $390,000

第4位 纽约市

纽约地区建议最低购房工资为8.75万美元，这个地区30年期房贷平均利率为4.22%。房屋的中位价为39万美元。

 

The annual mean wage for workers in the New York-Northern New Jersey-Long Island metro area was $58,010 according to 2013 data from the Bureau of Labor Statistics. The median household income in New York City was $65,786, according to U.S. Census Bureau data.

当地数据统计局2013年数据显示纽约、新泽西、长岛地区的工人平均年收入为5.8万美元。美国人口普查局数据显示这个地区家庭的平均收入为6.58万美元。

 

Despite the plethora of multinational companies operating out of New York, the area's largest employers are several hospitals, the federal and state government and the Metropolitan Transportation Authority, which runs not only the city's subway and public transportation system but the outlying area trains and buses as well. On Wall Street, JPMorgan (JPM) and Citigroup (C) are top employers.

尽管大量的跨国公司在纽约工作、运营，这个地区最大的雇主确实一些医院，州立政府和城市交通管理局（运营城市地铁、公共交通系统）。 JP摩根和花旗集团是最大的雇主在华尔街地区。

 

5. Boston

Minimum salary needed to afford a home: $80,049.93

Average interest rate (30-year mortgage): 4.05%

Median home price: $383,200

第5位 波士顿

波士顿地区建议最低购房工资标准为8万美元，这个地区30年期房贷平均利率为4.05%。波士顿地区房屋中位价为38.32万美元。

 

The annual mean wage for workers in the Boston-Cambridge-Quincy, Mass. (which includes parts of New Hampshire) metro area was $59,080, according to 2013 data from the Bureau of Labor Statistics. The median household income was $72,907, according to U.S. Census Bureau data.

当地数据统计局2013年数据显示波士顿、剑桥、昆西地区工人的平均年收入为5.91万美元。国家人口普查局数据显示这个地区家庭平均年收入为7.29万美元。

 

Health care and social assistance, financial services and insurance and educational services are the top three industries in the area, with professional, scientific and technical services, and accommodation and food services as other dominant industries.

医疗保险和社会救助，金融服务、保险和教育培训是这个地区的支柱产业，专业的技术、科学、技术产业和餐饮住宿等服务业都是波士顿地区的优势产业。

 

Massachusetts General Hospital, Brigham and Women's Hospital and Boston University are the top three employers, with Boston Children's Hospital and State Street (STT) rounding out the top five employers for Boston.

马萨诸塞州总医院，伯明翰女子医院以及波士顿大学是这个地区的最大雇主，波士顿儿童医院和道富银行也是波士顿地区前五的雇主。

 

6. Washington, D.C.

Minimum salary needed to afford a home: $77,394.82

Average interest rate (30-year mortgage): 3.98%

Median home price: $372,800

第6位 华盛顿特区

华盛顿特区购房建议最低工资标准为7.74万美元。这个地区30年期房贷的平均年利息为3.98%，这个地区的房屋中位价为37.28万美元。

 

The annual mean wage for workers in the Washington, D.C.-Arlington-Alexandria (which includes parts of Virginia, Maryland and West Virginia) metro area was $64,260, according to 2013 data from the Bureau of Labor Statistics. The median household income was $90,149, according to U.S. Census Bureau data.

当地数据统计局2013年数据显示华盛顿特区、阿灵顿、亚历山大（包括弗吉尼亚州、马里兰州一部分）地区的平均受润为6.43万美元。美国人口普查局数据显示这个地区家庭的平均受润为9.01万美元。

 

Clearly the federal government is the area's largest employer, but plenty of private-sector employers have also set up shop in the greater D.C. area. Defense contractors like Lockheed Martin (based in Bethesda, Md.), General Dynamics (GD) and Northrop Grumman (NOC) (both based in Falls Church, Va.), have a large presence there. Other big public companies like Marriott International (MAR) and Leidos Holdings (LDOS) are just a few that have operations there.

显而易见的是联邦政府是这个地区最大的雇主，但是许多私营部门的雇主也在特区建立自己的门店。国防承包商像洛克希德马丁公司，通用动力和诺斯罗普格鲁门公司。另外像一些上市公司像万豪国际和Leidos控股在这里也有自己的业务。

 

7. Seattle

Minimum salary needed to afford a home: $72,844.31

Average interest rate (30-year mortgage): 4.15%

Median home price: $352,000

第7位 西雅图

当地购置房屋建议最低工资标准为7.28万美元，30年期房贷平均利率为4.15%，这个地区房屋的中位价为35.2万美元。

 

The annual mean wage for workers in the Seattle-Bellevue-Everett, Wash., metro area was $58,990, according to 2013 data from the Bureau of Labor Statistics. The median household income in 2013 for Seattle was $67,479, according to U.S. Census Bureau data.

当地劳动统计局2013年数据显示西雅图、贝尔维由、埃弗雷德地区的平均年收入为5.9万美元。美国人口普查局数据显示这个地区的家庭年收入为6.75万美元。

 

Seattle is a hotbed of employment with aerospace, information technology, clean technology, health care and other industries there. Companies including Boeing (BA) , Amazon (AMZN) , Microsoft (MSFT) , as well as the Defense Department are big employers in the area.

西雅图是航空航天业、信息技术、清洁技术、医疗保健等行业发展的温床，这个地区最优秀的雇佣公司包括波音、亚马逊、微软、以及美国国防部。

 

8. Denver

Minimum salary needed to afford a home: $61,642.15

Average interest rate (30-year mortgage): 4.08%

Median home price: $314,800

第8位 丹佛

当地购置房屋建议最低工资标准为6.16万美元，30年房贷的平均利率为4.08%， 丹佛房屋的中位价为31.48万美元。

 

The annual mean wage for workers in the Denver-Aurora-Broomfield, Colo., metro area was $52,110, according to 2013 data from the Bureau of Labor Statistics. The median household income was $62,760, according to U.S. Census Bureau data.

当地劳动统计局2013年的数据显示丹佛、布鲁姆菲尔德地区的收入约为5.21万美元。美国人口普查局数据显示这个地区家庭的平均收入为6.28万美元。

 

Top employers in the Denver metro area include: University of Colorado Health, Children's Hospital Colorado, Comcast (CMCSA) , United Airlines (United Continental (UAL) ), University of Denver, Frontier Airlines and Lockheed Martin (LMT) , among others.

丹佛地区最佳雇佣企业包括科罗拉多保健大学、科罗拉多儿童医院、康卡斯特公司、美联航、丹佛大学、拓荒者航空公司等。

 

9. Portland, Ore.

Minimum salary needed to afford a home: $60,603.50

Average interest rate (30-year mortgage): 4.11%

Median home price: $288,900

第9位 波特兰

当地购置房屋建议最低工资标准为6.06万美元，30年房贷的平均利率为4.11％， 波特兰当地的房屋中位价为28.89万美元。

 

The annual mean wage for workers in the Portland-Vancouver-Hillsboro, Ore. and Washington metro area was $49,440, according to 2013 data from the Bureau of Labor Statistics. The median household income was $59,168, according to U.S. Census Bureau data.

从当地劳动统计局2013年的数据显示，波特兰、温哥华、希尔伯特地区和华盛顿洲的年平均收入为4.94万美元。美国人口普查局数据显示这个地区的家庭年收入中位数为5.92万美元。

 

Top employers include Intel (INTC) , Fred Meyer supermarket chain (owned by Kroger (KR) ), the U.S. government and several prominent hospitals as well as Oregon Health & Science University, among others.

Nike (NKE) also has its corporate headquarters in Beaverton, Ore., less than 10 miles from Portland.

波特兰最佳雇佣公司包括因特尔、弗雷德连锁超市、美国政府以及一些著名的影院和俄勒冈保健科学大学等。耐克公司总部位于比佛顿，距离波特兰市不足10英里。

 

10. Miami

Minimum salary needed to afford a home: $58,431.48

Average interest rate (30-year mortgage): 4.09%

Median home price: $265,000

第10位 迈阿密

当地购置房屋建议最低工资水平为5.84万美元，30年房贷平均利率为4.09%，迈阿密当地房价中位价为26.5万美元。

 

The annual mean wage for workers in the Miami-Fort Lauderdale-Pompano Beach, Fla. metro area was $43,120, according to the 2013 data from the Bureau of Labor Statistics. The median household income was $46,946, according to U.S. Census Bureau data.

迈阿密劳工统计局数据显示，迈阿密Lauderdale-Pompano海滩工人的平均年收入大约为4.31万美元。美国人口普查局的数据显示这个地区家庭每年收入的中位数是4.69万美元。

 

Tourism and international trade are big industries in South Florida but the Miami area is also home to many multinational companies’ Latin American operation hubs, including SABMiller, American Airlines (AAL), Cisco (CSCO), Oracle (ORCL), FedEx (FDX), HP (HPQ) and others. Other big employers in the area include Baptist Health South Florida and the University of Miami.

旅游和国际贸易是弗罗里达的主要产业，但是迈阿密地区也是许多跨国公司拉美运营总部选址的主要城市，包括美国航空、思科、联邦速递、惠普等公司。同时也有一些其他比较大的雇佣公司例如南弗罗里达浸会健康集团以及迈阿密大学。